Green Dot Credit Card

Green Dot Credit Card is a Secured Credit Cards.

Green Dot Corporation is an American financial technology and bank holding company headquartered in Pasadena, CA. It is the world's largest prepaid debit card company by market capitalization. Make a security deposit at retail stores for fast access to your credit limit.Highlights: Free 24/7 Online Account Access Available, Use Everywhere Visa Is Accepted

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Green Dot Credit Card List

Green Dot primor® Visa® Gold Secured Credit Card

Green Dot Corporation is an American financial technology and bank holding company headquartered in Pasadena, CA. It is the world's largest prepaid debit card company by market capitalization. Make a security deposit at retail stores for fast access to your credit limit.Highlights: Free 24/7 Online Account Access Available, Use Everywhere Visa Is Accepted

Green Dot primor® Visa® Classic Secured Credit Card

Green Dot Corporation is an American financial technology and bank holding company headquartered in Pasadena, CA. It is the world's largest prepaid debit card company by market capitalization. Make a security deposit at retail stores for fast access to your credit limit.Highlights: Free 24/7 Online Account Access Available, Use Everywhere Visa Is Accepted

Green Dot Visa® Secured Credit Card

Green Dot Corporation is an American financial technology and bank holding company headquartered in Pasadena, CA. It is the world's largest prepaid debit card company by market capitalization. Make a security deposit at retail stores for fast access to your credit limit.Highlights: Free 24/7 Online Account Access Available, Use Everywhere Visa Is Accepted

Green Dot Platinum Secured Credit Card Payment

Green Dot Corporation is an American financial technology and bank holding company headquartered in Pasadena, CA. It is the world's largest prepaid debit card company by market capitalization. Make a security deposit at retail stores for fast access to your credit limit.Highlights: Free 24/7 Online Account Access Available, Use Everywhere Visa Is Accepted

Green Dot Platinum Secured Credit Card Application

Green Dot Corporation is an American financial technology and bank holding company headquartered in Pasadena, CA. It is the world's largest prepaid debit card company by market capitalization. Make a security deposit at retail stores for fast access to your credit limit.Highlights: Free 24/7 Online Account Access Available, Use Everywhere Visa Is Accepted

Getting the Most Out of Green Dot Platinum Secured Credit Card

Green Dot Corporation is an American financial technology and bank holding company headquartered in Pasadena, CA. It is the world's largest prepaid debit card company by market capitalization. Make a security deposit at retail stores for fast access to your credit limit.Highlights: Free 24/7 Online Account Access Available, Use Everywhere Visa Is Accepted

Who should get the Green Dot Platinum Visa Credit Card?

Green Dot Corporation is an American financial technology and bank holding company headquartered in Pasadena, CA. It is the world's largest prepaid debit card company by market capitalization. Make a security deposit at retail stores for fast access to your credit limit.Highlights: Free 24/7 Online Account Access Available, Use Everywhere Visa Is Accepted

Review of Green Dot primor Visa Gold Secured Credit Card

Green Dot Corporation is an American financial technology and bank holding company headquartered in Pasadena, CA. It is the world's largest prepaid debit card company by market capitalization. Make a security deposit at retail stores for fast access to your credit limit.Highlights: Free 24/7 Online Account Access Available, Use Everywhere Visa Is Accepted

Review of Green Dot primor® Visa® Classic Secured Credit Card

Green Dot Corporation is an American financial technology and bank holding company headquartered in Pasadena, CA. It is the world's largest prepaid debit card company by market capitalization. Make a security deposit at retail stores for fast access to your credit limit.Highlights: Free 24/7 Online Account Access Available, Use Everywhere Visa Is Accepted

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Alternatives

If you are a student, you can choose Citi ThankYou Preferred Card for College Students.

Citi ThankYou Preferred Card for College Students

  • Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening*
  • 2,500 ThankYou? Points are redeemable for $25 in gift cards, electronics and other great rewards when redeemed at thankyou.com
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • No expiration and no limit to the amount of points you can earn with this card
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*

If you would like to shop at Store, you can choose Target REDcard Credit Card.

Target REDcard Credit Card

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

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What Credit Cards Are Available? (14)

Green Dot primor® Visa® Gold Secured Credit Card

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

Green Dot primor® Visa® Classic Secured Credit Card

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

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Green Dot Visa® Secured Credit Card

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

Green Dot Platinum Secured Credit Card Payment

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

Green Dot Platinum Secured Credit Card Application

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

Getting the Most Out of Green Dot Platinum Secured Credit Card

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

Who should get the Green Dot Platinum Visa Credit Card?

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

Review of Green Dot primor Visa Gold Secured Credit Card

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

Review of Green Dot primor® Visa® Classic Secured Credit Card

  • Save 5% at Target & Target.com each day.
  • Save 5% when you use your REDcard at any in-store Starbucks location, Cartwheel, Target Subscriptions, Specialty gift cards, Top deals and Clearance.
  • Free 2-day shipping on hundreds of thousands of items at Target.com. Some market exclusions apply.
  • Extended returns for 30 extra days at Target or Target.com.

Green Dot Credit Card Basics

Green Dot Bank offers two secured credit card options for people with poor or no credit who want to start building up their credit history: the Green Dot primor® Secured Visa® Classic Card and the Green Dot primor® Secured Visa® Gold Card.

While these cards don’t have any flashy features, they provide a solid way for anyone to build or rebuild their credit, reporting account activity to all three credit reporting bureaus.

For those who would prefer it, MasterCard versions of both of these cards are available as well.

Green Dot Features

Green Dot’s features are unique in several ways. First and foremost, it pays 5% cash back up to a $100 reward each year, which is unheard of in the prepaid card space. Green Dot also offers a free mobile app that allows you to track your spending. You can also write checks from your account to pay bills, a feature many prepaid cards don’t offer.

You can use the card anywhere that accepts Visa debit. The card can be used to make purchases online and to pay bills that accept debit cards (e.g., cell phone bill). You can also load the card with direct deposit. With direct deposit you get access to your paycheck faster and don’t have to pay check cashing fees (a reality for many unbanked). You can also use direct deposit for government benefits checks or tax refunds.

Pros & Cons

Pro: Provides a way for many to access financial services that otherwise wouldn’t be available to them.

Con: These services are riddled with fees.

Pro: Direct deposit is free, and provides a way to dodge expensive cash-checking services.

Con: You can only have $2,500 in your account at a time unless you have filed for a direct deposit exception and been approved.

Pro: Many of these fees can be circumvented if you have internet access.

Con: The very reason you need a prepaid card may be lack of internet access.

Pro: Reasonable limit on fees if your card has a zero balance.

Con: The monthly deposit requirement to avoid a Monthly Charge may exceed your income.

Should You Get the Green Dot Credit Card?

These cards were designed with one purpose in mind: to help you build up your credit, even if yours is damaged or if you have none at all.

Secured credit cards are a great way to prove that you can manage your finances responsibly. Even more so than with regular credit cards, it’s vital to always pay your bill on time and not to exceed your credit limit.

Since these cards report to all three credit bureaus, your activity will be reported each month. Positive activity will build up your credit score, while negative activity like late payments will bring it down.

Eventually, as you improve your credit report, you’ll be able to qualify for more interesting credit cards that offer rewards for purchases and other benefits.

What is a secured credit card?

 A secured credit card works just like a regular credit card, cardholders can use the card anywhere the card is accepted. But you need to put down the deposit against the card’s credit limit used as collateral on the account which will be used when the cardholder default. Usually these cards are used by people with limited credit histories. In reasonable use, secured credit cards can help cardholders to build credit or repair credit.                

What are the benefits of secured credit cards?

Apply and qualify easily

People with bad credit or no credit can get benefits from secured credit cards. Even people with very good credit but have trouble getting approved for regular credit cards can benefit from secured credit cards.

Build credit

If you can use your card responsibly, your credit score may increase. Therefore, you can have a better chance to get approved for a regular credit card after a few months.

Earn rewards

Although secured credit cards are not like traditional credit cards, they are still credit cards. Many secured credit cards offer rewards programs, so cardholders can earn rewards points by making purchases.


What do you need to apply for a secured credit card?

Check score

You can get approved with a bad or limited credit history. A few secured credit cards don’t require any credit check, if you can pay down the minimum required security deposit. There are also some traditional secured credit cards, the issuer will review your personal credit history when determining whether to approve your credit card and what terms you are eligible for. Responsible past use of credit will maximize your chances.

Application

You can apply for a secured credit card online, in banks or by email depending on the card. And you just need to fill in your personal information and submit your application. The credit card issuer will consider your credit reports and several different factors when reviewing your application to get an idea of your creditworthiness.                

How to use a secured credit card?

Read your credit card terms and conditions.

You need to have an understanding of the terms of your credit card in order to use it better and avoid paying extra fees.

Pay your bill in full on time

Because secured credit cards don’t require you to have a very good credit score, they often have more fees than unsecured credit cards. In general, you have to pay an annual fee and an application fee. Some terrible secured credit cards charge cardholders high- interest rates, monthly account fees, and even credit limit increase fees which will be charged when you request to have your credit limit increased.

What’s more, any late payments will be reported to the credit bureau, which may you’re your credit score. If your payment is delayed for several months and your credit card is owed, your account will be closed and you will lose your deposit. Therefore, we recommend you to pay the bill in full on time in order to avoid extra fees.

Convert to unsecured credit card

Some secured credit cards will review your account after a period of time, and upgrade your credit card to unsecured card if you qualify. If your secured credit card issuer doesn’t upgrade your credit card to an unsecured credit card, you can apply for an unsecured credit card with other card issuers.


About icomparecards

About three-quarters of Americans have at least one credit card,In fact, the average person has 3.4 cards. But whether you have a wallet full of plastic or have never charged a purchase in your life, you should know how to apply for a credit card the right way when the time comes. getting approved for a credit card requires proactive planning that should start long before you apply. That's why icomparecards born, we aim to help you to find the right credit card, and then successfully apply a credit card.

How To Apply For A Credit Card

Credit card applications are straightforward, but you'll need to meet some minimum financial requirements to get approved for the best credit card offers. Learn how to apply for a credit online and what to expect after you click submit.

  • Knowing your credit score and what's on your credit report can help you determine what products to apply for. If you have fair credit, for example, you may not want to apply for a card that clearly states that only applicants with excellent credit will be approved.
  • If you don't have good credit, you may find it difficult to get approved for a card with a large sign-up bonus and a lucrative reward structure. Each credit card application ends up on your credit report, so the Nerds recommend using our credit cards comparison tool to find a card that fits your credit profile before applying.
  • If the card allows balance transfers, you may request to have balances transferred from other credit card accounts to the new card.
  • To apply for a credit card in the US, you’ll need a valid Social Security number and a positive credit history. The best rewards credit cards may require at least three to five years of good credit history, and some more than seven.
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